ZURICH, Switzerland, Oct. 14, 2025 — Monerys AG on Tuesday outlined the blueprint for Artus Bank (NewCo), a compliance-first hybrid bank that pairs Swiss regulatory discipline with programmable digital-asset capabilities.
The company says the planned institution is designed to bring multi-currency accounts, payments, qualified custody, and tokenization into a single, regulated stack. The approach emphasizes “rules first” architecture aimed at auditability, speed, and control.
“Trust isn’t a feature at the end — it’s the blueprint,” said Gavin Nathan, founder of Monerys AG. “We’re building programmable finance with institutional controls from day one — rules first, then rails.”
Monerys describes Artus Bank (NewCo) as a Swiss hybrid bank for fiat and digital assets, with core banking integrated to blockchain rails to support tokenization, policy-enforced transfers and event-driven reporting. The design seeks to reduce reconciliation overhead and improve treasury visibility, while enabling real-time or near-real-time settlement for qualified use cases.
The blueprint targets pain points, Monerys says are common in incumbent systems, including slow settlement, fragmented architectures, and opaque reporting. A clean-sheet approach is intended to address those constraints with programmable controls and verifiable reporting paths.
Safeguards in the plan include asset-level policies — such as KYC/AML, whitelisting, and transfer permissions — embedded in product workflows, along with automated reporting and audit trails. The company also points to institutional features covering tokenized real-world assets, trade-finance workflows, and treasury functions.
Monerys says project funds will be held in escrow by an independent law firm, with capital released against approved budgets and investor reports issued on use of proceeds. The company cites relationships with more than 40 specialist suppliers across core banking, payments, custody, risk, and reporting to support integration.
Roles are delineated. Monerys AG, a Swiss company, is coordinating the technology program and regulatory application for a new operating bank. Upon authorization, the licensed entity is intended to operate as Artus Bank (NewCo). Monerys AG is not a licensed bank and does not provide banking services; any future launch remains subject to regulatory approvals.
Monerys notes market demand among U.S.-reportable clients in Switzerland. Based on prior discussions and research, the company says a compliant Swiss bank serving an estimated 80,000 such clients could be welcome, addressing cross-border account challenges.
The outlook calls for staged pilots prior to broader rollout. Over a five-year horizon, Monerys says the ambition is a Swiss institution serving retail, commercial, and corporate clients with an emphasis on cost efficiency, execution speed, and governance.
Founded in 2018, Monerys AG is a Swiss financial-technology company coordinating the development of a compliance-first hybrid bank built on Swiss regulatory principles. Upon authorization, the licensed operating bank will be Artus Bank (NewCo).
Media contact: Gavin Nathan, founder — [email protected] — monerysag.ch
Forward-looking statements: This release contains forward-looking statements, including anticipated capabilities, regulatory outcomes, and timelines. Actual results may differ materially due to risks and uncertainties. Monerys AG undertakes no obligation to update these statements except as required by law.
Written in partnership with Tom White
